Ford Vehicles in a parking lot

Are you in the market for a new Ford car, truck, or SUV and uncertain which purchase journey is right for you? The team at Bull Valley Ford knows how important this decision is, so we've put together a guide on financing vs. leasing a vehicle from our dealership in Woodstock, IL. We'll go over the benefits of financing and leasing a vehicle to help you come to a decision with ease. Whatever your decision may be, check out our new vehicle inventory for available Ford models.

A white Ford Car driving down a road

Benefits of Financing

  • Because there isn't a mileage restriction, you can drive as many miles as you'd like, whenever you'd like.
  • If you're not satisfied with your vehicle anymore, you can sell it at any point in time, even if you're paying off the loan.
  • When you purchase a vehicle, you're simply saving money. Buying is more cost-effective in the long run because you have equity in the vehicle.
  • Ultimately, you will own the vehicle once you pay off the entirety of the loan.
A red 2018 Ford Car driving under a bridge

Benefits of Leasing

  • Lease payments are typically lower than auto loan payments. You can also expect a lower down payment.
  • Leased vehicles are brand new, so they will be covered under the manufacturer warranty. All you're responsible for is factory-scheduled maintenance.
  • If you enjoy the latest technology, leasing will allow you to stay up-to-date on those advancements.
  • Once your lease is up, simply drop it off at the dealership. You can also outright buy the vehicle.

Why Buy or Lease with Bull Valley Ford?

Regardless of the route you decide to take, we're sure you'll love your auto finance or lease experience at Bull Valley Ford. Our financial experts will help you find a lease or loan deal that works perfectly with your budget. Check out current financing and leasing deals to get started. For more information, contact our Ford dealership in Woodstock, IL by sending a message or calling (800) 351-8074.

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We Can Help You Finance the Vehicle of Your Dreams at Blue Valley Ford

Every part of the financing process can be made easier if you trust the team at Bull Valley Ford with your next new or used car purchase. We are dedicated to helping drivers fit the vehicle they need into their budget. From valuing your trade-in to figuring out a monthly payment, we are here to help with every step of the process.

Leasing vs. Buying,


It can be hard to decide if a lease would better serve you or a loan for your next new car. It is important to first understand the differences between these two options to make an informed choice. When you decide to buy your vehicle by taking out a loan, there is typically a down payment. Then, monthly payments at a set interest rate are made until the loan is paid in full. If you want to keep your new Ford for many years or are someone who likes to put a lot of miles on your car, a loan is the right choice.


Leasing means you are essentially only paying for the amount of the vehicle that you use. You will turn the car, truck, or SUV back in when the lease is up. You may also have the option of purchasing it at that point. Leasing will mean your monthly payment is lower, but you will have to keep an eye on the number of miles you are driving.

Determining Your Budget

It is important to end up with finance terms that will fit comfortably into your life. That is why our team will ensure you know what your monthly payment will end up being. Remember, how much you put down, and your credit score will impact how much you ultimately pay.

Get started financing your next Ford today by filling out an online application or stopping by for a visit at our Woodstock, IL location.