Should I Finance or Lease?

Are you in the market for a new Ford car, truck, or SUV and uncertain which purchase journey is right for you? The team at Bull Valley Ford knows how important this decision is, so we've put together a guide on financing vs. leasing a vehicle from our dealership in Woodstock, IL. We'll go over the benefits of financing and leasing a vehicle to help you come to a decision with ease. Whatever your decision may be, check out our new vehicle inventory for available Ford models.

Benefits of Financing

  • Because there isn't a mileage restriction, you can drive as many miles as you'd like, whenever you'd like.
  • If you're not satisfied with your vehicle anymore, you can sell it at any point in time, even if you're paying off the loan.
  • When you purchase a vehicle, you're simply saving money. Buying is more cost-effective in the long run because you have equity in the vehicle.
  • Ultimately, you will own the vehicle once you pay off the entirety of the loan.

Benefits of Leasing

  • Lease payments are typically lower than auto loan payments. You can also expect a lower down payment.
  • Leased vehicles are brand new, so they will be covered under the manufacturer warranty. All you're responsible for is factory-scheduled maintenance.
  • If you enjoy the latest technology, leasing will allow you to stay up-to-date on those advancements.
  • Once your lease is up, simply drop it off at the dealership. You can also outright buy the vehicle.

Why Buy or Lease with Bull Valley Ford?

Regardless of the route you decide to take, we're sure you'll love your auto finance or lease experience at Bull Valley Ford. Our financial experts will help you find a lease or loan deal that works perfectly with your budget. Check out current financing and leasing deals to get started. For more information, contact our Ford dealership in Woodstock, IL by sending a message or calling 815-446-1008815-446-1096.